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Poh Liang Seng

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!
 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Poh Liang Seng
 
 
 
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Testimonials and Referral Notes

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Leslie, Doctor

Before I met Liang Seng, I was paying $23,000 yearly premium for several insurance policies for protection. Liang Seng helped me to review my portfolio and restructured them. With the new planning, I was able to reduce my premium to $16,000. A savings of $7,000 yearly! I highly recommended Liang Seng to anyone who wants to review and do financial planning.

Siew Fai, Care Coordinator

I would like to recommend Liang Seng as a financial advisor. There are two areas that Liang Seng stood out. First, he listens to a client’s needs and make suitable proposals to catered to the client. Secondly, Liang Seng makes extra effort to ensure client understands about the policy which he/she is buying. My impression is that Liang Seng is not just there to clinch the deal but is there for the long haul to look after client’s interest through managing his/her present policies as well as providing future needs.

Louise, SVP, Trade Product Management

I reached out to Liang Seng about wanting to know more about retirement, estate planning. Our conversations progress from Govt retirement program like the SRS, CPF, other potential options for retirement. We also speak at length on estate planning. Liang Seng will keep is very patient and knowledgeable on these areas and has been keeping himself constantly updated on this matters. He is very open and each conversation helps me in thinking and evaluating my requirements at the relevant stage of life. I would not hesitate to recommend Liang Seng to my friends and peers for their life planning.

Wayne Wong. Civil Servant

Liang Seng is someone who genuinely wants to know you as a person - what's going on in your life; your immediate needs, short term goals and long term aspirations. Liang Seng is never in a rush but takes time to journey with you through a "Personal Finance Map" uniquely designed by him, which helps you chart a clear direction for what you envision your life to be, and by doing so, achieve your financial goals with ease and security.

Rick, Business Owner

Known Liang Seng many years ago. Very nice guy who is knowledgeable and down-to-earth guy. He is one of my financial adviser whom grow my wealth with great return. Someone you can trust.

Darren Tan, Lawyer / Director

I have known Liang Seng for the past few years, first as my financial planner, and later on a friend. He's been a great help and resource to my family's financial planning, in particular his use of software tools to generate scenarios modeling to give me a better picture of my future financial commitments and needs. Having a resourceful and knowledgeable friend whom I can readily call on is a huge plus, especially given my hectic schedule. I highly recommend Liang Seng to any one who requires financial planning.