Home Dreamers

Poh Liang Seng

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Poh Liang Seng

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Testimonials and Referral Notes

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Louise, SVP, Trade Product Management

I reached out to Liang Seng about wanting to know more about retirement, estate planning. Our conversations progress from Govt retirement program like the SRS, CPF, other potential options for retirement. We also speak at length on estate planning. Liang Seng will keep is very patient and knowledgeable on these areas and has been keeping himself constantly updated on this matters. He is very open and each conversation helps me in thinking and evaluating my requirements at the relevant stage of life. I would not hesitate to recommend Liang Seng to my friends and peers for their life planning.

E Shely, Senior IT Consultant

Finally I found an insurance agent who is knowledgeable, prompt & efficient. He is extremely patient & informative, He always find the best coverage for me and provides great advice. He is always there for you when you need help. He is the best insurance agent I ever met. Highly recommend Liang Seng to all my friends should you have any insurance or investment needs.

Jean Heng, Supply Development Manager

Liang Seng is a diligent and reliable financial planner who is knowledgeable of the financial products he is offering. He helped me with optimising my portfolio last year by stretching my dollar to achieve the right insurance coverage. I can now sleep better at night knowing that all my insurance needs have been covered.

Sharon, HR Practitioner

Liang Seng is passionate about assisting his clients with making the right financial decisions in securing their future. He has been extremely helpful to my family in our times of need pertaining to medical concerns, financial queries and financial planning. What makes him standout is his earnestness in meeting the needs and forecasting the wants of his clients. Am very happy to have him taking care of my family and I.

Lin Weixiong. Head of Product/Compliance

Liang Seng understand my financial needs and advise accordingly to what I need. He is well verse in his product knowledge. He is someone who is highly recommend if anyone needs a financial advisor

Jiawen, Finance Manager

Liang Seng is approachable and knowledgeable in insurance and investment products that are available in the market. He spend the time and effort to do a detailed personal financial planning with me to understand my needs and financial goals. in addition, he will provide me an update monthly on my investment plan.